- An online customer adds products to a shopping cart
- When they finished shopping they click on "check out" and enter their billing information.
- The customer is then transferred to a secure payment gateway.
- The payment gateway then transmit to the processor.
- The processor transfer the information to the bank that issued the credit card.
- Then verify the card and check to make sure that the requested amount is available on the card.
- The process takes 2-17 seconds from the time that the customer entered their information and on approval be sent back to the payment gateway.
- The payment gateway transmits the approval code back to the website where the customer made the purchase, the payment gateway email the customer a payment receipt.
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